For Washington State since 1958


For Washington State since 1958


Washington Counties Insurance Fund (WCIF) is a public sector, nonprofit, multiple-employer health and welfare trust in Tumwater, WA. Originally established by the Washington State Association of Counties in 1958, WCIF pools the cost of employee benefits for counties, junior taxing districts, special purpose districts, and state funded non-profit groups throughout the state.

What We Offer

  • 18 Premera Medical Plans (Heritage and Prime Networks)
  • 12 Kaiser Permanente Plans to Include 8 Access PPO and 4 Core (HMO) Plans
  • Dental Plans (Delta Dental of WA and Willamette Dental)
  • Vision Plans (Vision Service Plan (VSP))
  • Employee Assistance Program (First Choice Health EAP)
  • Life and Disability Plans (The Standard)
  • Voluntary Life and Disability Plans (The Standard)
  • CDHP Administration (FSA, HRA, HSA) offered through Vimly Benefit Solutions, Inc.
  • Worksite Plans, Hospital Indemnity, Accident, and Critical Illness (MetLife)
  • Live Well at WCIF Wellness Program & Other Services
  • 3 Premera and 3 Kaiser Permanente Pre-65 Retiree Plans
  • 65-Plus Medicare Supplement Plans Available

Who We Are

Washington Counties Insurance Fund (WCIF) has more than 60 years of experience, and currently provides coverage for approximately 30,000 members and their dependents.

  • Single-line to complete benefit packages

  • Dedicated Account Executive & Customer Service Team

  • Onsite or Online Employee meetings with customized plan materials

  • Live Well at WCIF Wellness Program

  • Online Consolidated Billing and Eligibility Administration

  • Complimentary Retiree and COBRA Administration

“WCIF is truly a member’s group, with the overall member’s best interests at heart.”

Yakima Valley Libraries

"WCIF is always willing to go the extra mile to help us understand and navigate the everchanging rules and regulations regarding benefit administration.  Our Human Resources and Payroll staff appreciates their invaluable assistance with compliance and legislative directives.  Walla Walla County is extremely satisfied with all of WCIF’s services."

Walla Walla County

“WCIF has an amazing team that is extremely responsive and provides great customer service 100% of the time. The benefit plans they offer provide employees with quality coverage options, while also meeting the needs of our organization. I also really like the seminars and education WCIF provides to enhance administrators in their daily work and is an example of those “extra” things WCIF does that makes their business stand out. We really enjoy working with WCIF.”

Northshore Fire Department

"Not only does WCIF provide us with great benefits for our staff members, but they also have a fantastic team that I would describe as AMAZING! Our WCIF Account Executives are a pleasure to work with and are always quick to respond. I’ve worked at five organizations over the course of my HR career and I’ve never felt as supported in the benefits area as with WCIF."

Great Rivers Behavioral Health Organization

"WCIF is a strong partner in this volatile regulatory environment by helping us stay on top of the rules and requirements of benefit administration. We appreciate their assistance and personal touch with any questions or issues we experience. I highly recommend them."

JOYA Child & Family Development

“On top of the portal being user friendly, it has reduced our paper usage and overall workload. I have been very happy with the outcome of the ESS portal!”

Pend Oreille County

“WCIF’s fun and effective wellness program has made a positive impact with our employees, and we’ve taken it a step further with our own challenges. It’s great to see our local Wellness Team attract high participation rates and build a more health-centered work environment.”

Island County