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2023 GROUP MASTER APPLICATION
WCIF Class Definition
Group of employees (affiliates, subsidiaries, or office locations within the same employer) with the same benefit options as the main group. Classes have the same Account Number as the main group, and are included on the same bill, but are assigned class codes and will have separate class premium totals on the bill.
WCIF Eligible Employees Definition
WCIF requires that employees work a minimum of 20 hours per week or 80 hours per month (whichever is less) to be eligible for benefits. An Employer may require an employee to work more than 20 hours per week or 80 hours per month based on employer policy or contractual requirements, and WCIF will honor the organization's minimum threshold. (Note: A covered employee will remain covered during any unpaid furlough so long as the covered employee does not exceed 30 unpaid furlough days in a single calendar year. Furlough days DO NOT include FMLA and PFML qualified absences, whether paid or unpaid). Elected officials of participating employers are eligible for coverage and are exempt from the minimum hour requirement.
WCIF Effective Date Definition
WCIF defines an employee's coverage effective date as follows. Employees hired:
● On the first of the month are eligible for coverage effective the date of hire. (If the first of the month falls on a weekend or holiday and the employee reports for work on the first business day following, coverage is retroactive to the first.)
● On the 2nd to the 31st of the month are eligible for coverage effective on the first day of the month following the date of hire.
Employers may impose their own waiting periods. If an employer chooses to do so, the effective dates as listed above will apply after the employee completes the employer's waiting period and becomes eligible for benefits. Note: Special eligibility provisions are in place for firefighters.
WCIF Eligible Dependent Definition
Dependents who are eligible for WCIF coverage include:
● A lawful spouse or domestic partner (Washington State Registered Domestic Partners are treated the same as a spouse),● Children to age 26 including biological, step, foster, adopted children from the date of assumption of legal obligation for total or partial support, children required by court order or qualified medical child support order (QMCSO) to be covered by a participant.
All other dependents are not eligible without evidence of legal guardianship.